Fintech & Digital Assets

Regulatory strategy and legal structuring for fintech companies, payment platforms, tokenization, and digital assets.

Fast innovation needs clear rules.

In fintech and digital assets, every market has its own rules. From the regulatory perimeter of a new product to the contracts and compliance behind it, we help you understand the risks and move forward with clarity.

Practice areas

01

Regulatory

Regulatory classification, foreign entities, reporting and monitoring.

02

Payments

FX and stablecoin payments: on/off ramps, settlement and tax treatment.

03

Contracts

Fintech infrastructure: technology, BaaS and KYC providers.

04

Compliance

AML/KYC, data protection and vendor security.

05

Corporate

Incorporation, reorganizations and due diligence for M&A and venture.

06

Ongoing

Legal Department with monthly credits.

How to work with us

Three ways to work with us

Most projects combine an ongoing legal team with one-off projects as the business grows.

Ongoing

Legal Department

A legal team dedicated to day-to-day operations, with monthly credits, direct access via Slack, WhatsApp or email, and regular reports.

From USD 800 /month

Defined scope

One-off projects

Regulatory analysis, legal opinions, payment structuring, infrastructure contracts and compliance programs, as standalone projects.

Quoted per project

Corporate

Corporate & transactional

Incorporations, corporate reorganizations and legal due diligence for M&A and venture deals.

Quoted per project

What the Legal Department includes

Including, among others:

Day-to-day legal support for payments, FX and digital asset operations.
Regulatory advice on new products and features (virtual asset services, eFX, securities).
Drafting and review of operational and commercial contracts, including technology, BaaS and KYC providers.
Drafting and updating Terms and Conditions and Privacy Policies (LGPD, GDPR and local regulations).
Support on AML/KYC and data protection matters arising from daily operations.
Regulatory monitoring (e.g. BCB, CVM and COAF in Brazil) with deadline alerts and operational impact analysis.
Legal review of UX, disclaimers and regulatory compliance for financial and tech product launches.
Coordination of legal matters in offshore jurisdictions (such as Panama, BVI, the Cayman Islands or the UAE) with local partners.

How we work

The Legal Department works as an in-house legal team: it handles your company’s day-to-day legal matters, communicates directly through a Slack or WhatsApp group or by email, and connects the Lawi team with your key business areas.

Administrative or judicial proceedings before public authorities are not included. In those cases, we send you a specific proposal.

Your company Key areas Product · Operations · Compliance · Finance

Direct channel Slack, WhatsApp or email Shared group between Lawi and your team

Lawi Legal Department Legal team dedicated to day-to-day operations

Coordination Partner firms Litigation (consumer, labor, etc.)

AI-powered legal infrastructure, built into your company’s operations.

Lawrita, our AI, orchestrates your legal operations in real time from your company channels (WhatsApp and email). She centralizes your document repository, reports credit usage and coordinates local specialists across jurisdictions without operational friction.

Lawrita Here’s the signed SHA and the data room link.

Legal document management

Instant access to contracts, documents and data rooms. Lawrita finds and shares your documents 24/7 through your communication channels.

Lawrita Credits used this month: 7 of 10.

Budget & credit control

Full transparency on your legal usage. Lawrita reports hours, credits and the financial status of your projects in your usual channels.

Lawrita Trademark filing: submitted. Next: publication.

Task tracking & management

1 credit equals:

120 min of legal support in Latin America
80 min of legal support in the US
60 min of legal support in the EU
40 min of legal support in the UK

Choose plan

Latin America includes Argentina, Brazil, Chile, Mexico, Colombia, Peru and Uruguay.

Offshore jurisdictions

Beyond Latin America, the US, Europe and the UK, we provide legal support and contract review to global standards for companies structured in offshore jurisdictions (such as Panama, BVI or the Cayman Islands). When a local procedure requires a locally licensed lawyer, we coordinate it with our partner firms.

Projects with a defined scope

Each project is quoted based on its scope.

01

Regulatory classification analysis

Which regulatory perimeter applies to your crypto operation: virtual asset services, FX/eFX, securities, or outside regulatory scope.

02

Foreign entity compliance

Strategy for operators based outside Brazil that serve the Brazilian market: operational transfers, travel rule and regulatory reporting.

03

Legal opinions

Legal opinions for partner banks, investors or counterparties, with explicit assumptions and limitations.

04

Cross-border stablecoin payments

Structuring stablecoin payment flows: on/off ramps, settlement and tax treatment.

05

Fintech infrastructure contracts

Negotiation and review of operational contracts with technology, BaaS and KYC providers, focused on the allocation of liability.

06

Compliance & data protection

AML/KYC programs, data protection compliance, policies and vendor information security.

Corporate & due diligence

Corporate work for fintech and digital asset companies at every stage, quoted based on scope.

01

Incorporation

Setting up the operating entities or holding companies your project needs.

02

Corporate reorganization

Restructuring entities, shareholdings and governance as the business evolves.

03

Legal due diligence

Legal review of target and portfolio companies in M&A and venture deals.

Starting to operate in Brazil?

Discover our Corporate & Soft Landing service: incorporation, tax registrations and local legal representation.

Corporate & Soft Landing

Fintech and digital asset companies we work with

kamiPay Takenos belo nautt EMCD totalcoin Stabled Manteca BeTrusty R3AL Blocks Aconcagua SUIG Pala

What our clients say

“We found in Lawi a great ally who supports us in the varied and volatile challenges inherent to Latin American technology startups.”

Estefanía Devoto Rappi Legal & Global Compliance Manager

“In Lawi, we found a partner capable of adapting to our legal needs through the implementation of a collaborative approach.”

Joaquín Odriozola Cabify Legal Head

“The Lawi team was truly agile and attentive. I recommend Lawi to all startups looking to expand their business to Brazil.”

Martín Perri Co-Founder & CEO

“Having a legal team like Lawi's, capable of providing us with advice, answers, and solutions we need quickly and tailored to our needs, is key for a growing company like ours.”

Lucas Amadeo Jornaderos Agro Co-founder

Want to talk about your project? Write to us.

Fintech & Digital Assets

web3@lawi.io